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Spring is in the air, and, with the spring blossoms, we see increased activity with buying and selling of homes. Approximately, forty percent (40%) of the real estate transactions happen between May and August.

If you are thinking of buying or selling a home soon, make sure you're prepared.  A few things to consider…


When Purchasing a home a Home

Buying a home is one of the biggest transactions you'll ever make. No matter if your are a first time home buyer or have experience buying and selling homes there are a couple things you may want to consider:

  • Verify your credit score, and fix any inaccuracies you discover ASAP. Errors can impact your ability to get a good interest rate.
  • Determine what you can afford. Use a mortgage (affordability) calculator to make sure you're ready for the mortgage payments.  One is located on my website.
  • Do you have a down payment ready. Most lenders require 5 to 20 percent, and larger down payments can lower the amount you pay each month.
  • Be ready for additional closing costs. Plan to have approximately about four percent (4%) of the home’s purchase price on hand to cover taxes, fees and other necessary charges.
  • Consider your insurance coverage and update all of your policies, including life and car insurance.  In some locations it may be the first thing to consider before deciding on a property since homes in higher risk locations may require going beyond traditional insurance companies at a significant cost.

When It's Time to Sell

Take inventory of what needs to be fixed and make a schedule to complete any updates, such as roof work, new paint or landscaping.  It is a good idea to conduct your own home inspections (pest, home, roof, etc.) that way you’ll understand and be prepared for these issues associated with selling your home.

  • Clean, pick-up and depersonalize to get your home ready to show. You only have one chance to make a first impression.
  • Determine an appropriate selling price. Gather the property comps in your area; it can give you a better idea of your home's value. Remember having a home priced higher than the supporting comps may take longer to sell.  If you need help with comps, please give me a call and I’ll assist.
  • Clean, pick-up and depersonalize to get your home ready to show. You only have one chance to make a first impression. 
  • Determine an appropriate selling price. Gather the property comps in your area; it can give you a better idea of your home's value. Remember having a home priced higher than the supporting comps may take longer to sell.  If you need help with comps, please give me a call and I’ll assist.
 
 

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What my clients are saying  

"We were extremely fortunate to have Chuck Townsend represent our interests on the sale of our Auburn home and also our rental condo. Both had unique challenges that would have baffled any agent with less experience and determination. Chuck always kept us updated on every aspect of the transaction and was always available to answer questions. His expertise in every facet of the real estate market consistently exceeded our expectations! We absolutely recommend Chuck to anyone seeking the very best in real estate representation!

 

~ Jim & Jane

"Chuck was amazing to work with in our recent transaction and closing! He is diligent and a professional! I have respect for his work ethics and hope to work together again soon! Thank you for the great experience and smooth transaction, Chuck! You are truly one of a kind and God Bless! "

 

~ Lori

"Chuck became more than a Realtor. I knew from the very first meeting, he was a friend and truly had my best interest at heart. He worked tirelessly for me in an impossible situation for the very best outcome. Honestly, through even a disappointment, he was faithful and steadfast, always encouraging and kind. I could not ask for anything more from any person. I am eternally grateful for him walking me through things I knew nothing about with generosity and tenderness and patience. Thank you so very much, Chuck for all your kindness and generosity. He is such a man of integrity, completely trustworthy.

 

~ Barb

"Chuck impressed me with his professionalism As well as rapid follow up. I would highly recommend him. He also is a great negotiator and tried to get us the most out of the property. A man of integrity" Mike

 

~ Mike

We are recommending you to everyone we know in the Auburn/Placer area as the realtor of choice for a fabulous, fast and trouble-free experience! Thanks again for all the extra things you took care of for us, all the times you stopped by to check up on various tasks and delivered all the vast amounts of paperwork! Jim & Jane

 

~ Jim & Jane

Chuck was great to work with. We were looking to move up from San Jose and wanted to find a house in the Auburn area. Chuck lined up a number of homes that met our criteria for us to look at when we came up for our two days of "house hunting" and worked with us long-distance to negotiate and close out the sale of a great house. This included arranging for contractors to bid on and start work on some changes necessary. I would highly recommend Chuck to anyone looking to buy a house in the area.

 

~ Cindy & Mitch

Never gave up, and checked each prospect to make sure they were serious buyers. He knew what he was taking about, knew what was needed and what would help sell and what would not. Friendly and frank. A pleasure to work with.

 

~ Will & Sue

"Chuck Townsend has done a wonderful job selling our property. He faced many obstacles on the way but came through beautifully. I would highly recommend Chuck as a realtor. Chuck’s wife Elise is also an asset. She staged the property and everything looked great. I was more than pleased with Chuck as our realtor!" Nancy Flint

 

~ Nancy

We are very grateful to Chuck Townsend for helping us find a beautiful peice of property in Foresthill. Chuck provided excellent advice on how to evaluate the cost/value of raw land based on how much site work would be required (water, electricity, sewer/septic, etc) and referred us to a contractor to get a preliminary estimate on construction costs. We learned a lot in the process, and were able to make an informed decision. Thank You Chuck!

 

~ Peter & Pam

Chuck is a professional who knows the ins and outs of the real estate business. He knew exactly what we needed to do as a family in order to get us into our dream home. We are very happy with the service that he provided. He will get the job done for you! We highly recommend Chuck Townsend for all of your real estate needs.

 

~ Scott & Jennifer

"I wish to recommend Chuck Townsend of Intero Real Estate Services! I have worked with him and his clients for 3 years and find him to be a honest and hard working real estate agent. He is a wonderful man, and takes good care of his listings and purchase clients and has been a great agent to work with over the years. I rate Chuck Townsend with 10/10 stars!!" Donna Delno"

 

~ Donna

“I must admit that I was blown away with the amount of work that Chuck has done to help us with this transaction. The property was originally offered at a price above market. Chuck did an amazing job of analyzing all of the comps in the area and preparing multiple documents that convinced the seller to move forward with our offer. He helped us resolve the hand full of offers / counter offer issues related to rent back arrangements and other details. He has also taken a huge amount of his time to coordinate all of the follow up activities (inspections, appraisal, etc.) so that the escrow can close without any hitches. If you do not already have an agreement with another Realtor, it would be worth your time to give Chuck a call to see if he can help you.” Thom & Suzanne Kay San Jose, CA

 

~ Thom & Sue

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