RE/MAX Gold
Chuck Townsend

 
Spring is in the air, and, with the spring blossoms, we see increased activity with buying and selling of homes. Approximately, forty percent (40%) of the real estate transactions happen between May and August.

If you are thinking of buying or selling a home soon, make sure you're prepared.  A few things to consider…


When Purchasing a home a Home

Buying a home is one of the biggest transactions you'll ever make. No matter if your are a first time home buyer or have experience buying and selling homes there are a couple things you may want to consider:

  • Verify your credit score, and fix any inaccuracies you discover ASAP. Errors can impact your ability to get a good interest rate.
  • Determine what you can afford. Use a mortgage (affordability) calculator to make sure you're ready for the mortgage payments.  One is located on my website.
  • Do you have a down payment ready. Most lenders require 5 to 20 percent, and larger down payments can lower the amount you pay each month.
  • Be ready for additional closing costs. Plan to have approximately about four percent (4%) of the home’s purchase price on hand to cover taxes, fees and other necessary charges.
  • Consider your insurance coverage and update all of your policies, including life and car insurance.  In some locations it may be the first thing to consider before deciding on a property since homes in higher risk locations may require going beyond traditional insurance companies at a significant cost.

When It's Time to Sell

Take inventory of what needs to be fixed and make a schedule to complete any updates, such as roof work, new paint or landscaping.  It is a good idea to conduct your own home inspections (pest, home, roof, etc.) that way you’ll understand and be prepared for these issues associated with selling your home.

  • Clean, pick-up and depersonalize to get your home ready to show. You only have one chance to make a first impression.
  • Determine an appropriate selling price. Gather the property comps in your area; it can give you a better idea of your home's value. Remember having a home priced higher than the supporting comps may take longer to sell.  If you need help with comps, please give me a call and I’ll assist.
  • Clean, pick-up and depersonalize to get your home ready to show. You only have one chance to make a first impression. 
  • Determine an appropriate selling price. Gather the property comps in your area; it can give you a better idea of your home's value. Remember having a home priced higher than the supporting comps may take longer to sell.  If you need help with comps, please give me a call and I’ll assist.
 
 

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What my clients are saying  

“I must admit that I was blown away with the amount of work that Chuck has done to help us with this transaction. The property was originally offered at a price above market. Chuck did an amazing job of analyzing all of the comps in the area and preparing multiple documents that convinced the seller to move forward with our offer. He helped us resolve the hand full of offers / counter offer issues related to rent back arrangements and other details. He has also taken a huge amount of his time to coordinate all of the follow up activities (inspections, appraisal, etc.) so that the escrow can close without any hitches. If you do not already have an agreement with another Realtor, it would be worth your time to give Chuck a call to see if he can help you.” Thom & Suzanne Kay San Jose, CA

 

~ Thom & Sue

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